Florida’s personal injury protection (PIP) 14-day rule requires any injured victims to seek medical care within 14 days of an accident.
If you believe you suffered injuries, it is important that you see a qualified healthcare provider right away to get the care you need. If you fail to seek care within the first 14 days, your insurance company will most likely deny your claim benefits.
A qualified healthcare provider might include a medical doctor, dentist, chiropractor, or an emergency medical technician. Visiting a physical therapist, message therapist. Other providers not specifically mentioned above, will not meet the criteria for the 14 Day Rule.
In addition, if you suffered from non-emergency injuries, you can only receive $2,500 in benefits. If you suffered a medical condition, you can receive the maximum payout ( $10,000 P.I.P Benefits); however you might carry a larger policy.